Insured patients typically make a small co-payment when they see a doctor, and later get billed for anything else they owe. This is not the case anymore as more and more health-care providers are forcing patients to pay the entire medical bills at the time of service.
That could include paying amounts a patient owes toward their health plan’s deductible and a percentage of the cost of care under a co-insurance requirement. Patients who are uninsured also are being asked for money upfront, or at least signed up for a payment plan.
Our firm’s San Diego personal injury lawyers ask: after your treatment for a personal injury, if you were forced to pay the total amount for the treatment of your injury, could this not put you in debt and force you to seek help paying medical bills?
Furthermore, suppose you were short for cash and were turned away for medical services because you couldn’t pay the entire bill right away. If this was for a life-threatening injury this could result in a wrongful death.
Medical practices and clinics increasingly are asking people to fork over their entire out-of-pocket charge as they’re walking out after a visit and doctor’s offices have started demanding patients pay in advance for outpatient surgeries and expensive imaging scans. Often times the offices come up with a bill based on what they expect the services to cost which in turn makes the patient pay more expensive medical bills without reason.
We — as personal injury lawyers in San Diego – believe this new system by medical professionals is not right. You should not have to worry about paying your full medical bills when you are going through the pain and suffering of a significant injury.
Call us now at 1-800-655-6585 or click here for a free consultation with an experienced personal injury lawyer to find out how we may help you. We look forward to providing good advice to help you make smart decisions about your case in either English or Spanish. No fee if no recovery.
About Michael PinesMichael Pines is a former insurance company attorney who specializes in car accident injury. While he was an insurance attorney, he learned from behind the scenes on how insurance companies work and how they decided to pay injured people. Now that he works against insurance companies, Michael's inside knowledge has resulted in significant benefits to his clients injured in car accidents.
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