The United States government is currently deliberating over the prospect of providing low-cost health care to all Americans in case of personal injury. But what are the exact details of this new insurance that will be provided and will it really show positive results?
First off, the government is debating whether to implement a public-plan health insurance program, but that does not mean that you can see a doctor for free. Like the current government run programs, Medicare and Medicaid, this new plan would cover individuals who must purchase cheap insurance on their own instead of buying it through their employer at a lower rate. However, President Barack Obama has stated that he believes less than five percent of Americans would need this proposed health care plan.
Our firm’s San Diego personal injury lawyers know that accidents can happen at any time, and it is always good to have insurance on your side to cover the cost of your medical bills. If you are in a car accident and do not have insurance, what do you do then? You may have to pay out of pocket and that can get very pricey and possibly lead to bankruptcy. There is affordable health care out there, and we do have some tips to help you pay your medical bills.
Under the government provided insurance, you might not be covered in the event of an auto accident or a slip and fall the same way you would if you had gone with a private insurance company. Will they be close? Yes, but not exact copies of one another. This brings up the question: Is there any point to purchasing inexpensive health care if you are not going to get the medical treatment that you need, especially when a personal injury occurs?
To make matters even more complicated, those who do choose to buy the public health care plan might not be able to if their state has opted out, which is currently an option that the U.S. Senate is considering.
It is a complicated question that seems to have no clear cut or direct answer in sight any time soon. For the moment, find a health care plan that works for you and that you can afford. No one wants to be caught in something as serious as a car accident and find out that they cannot cover the costs of their own personal injuries. If you were injured because of someone else’s negligence, we recommend that you consult with a knowledgeable personal injury lawyer in San Diego.
Call us now at 1-800-655-6585 or click here for a free consultation with an experienced personal injury lawyers and find out how we can help you. We speak English and Spanish, and we look forward to providing advice for your case. No fee if no recovery.
About Michael PinesMichael Pines is a former insurance company attorney who specializes in car accident injury. While he was an insurance attorney, he learned from behind the scenes on how insurance companies work and how they decided to pay injured people. Now that he works against insurance companies, Michael's inside knowledge has resulted in significant benefits to his clients injured in car accidents.
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Tags: health care, public option, U.S. Government
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