You know the damage that car accidents and motorcycle accidents cause, but have you ever heard of an insurance accident?  As the raging debate over healthcare continues in the United States, you might become more familiar with that term in the near future.

A new study from the Harvard Medical School shows that uninsured injured persons had a 39% higher chance of experiencing a wrongful death following a major personal injury than a person who was both personally injured and insured.

Our firm’s San Diego personal injury lawyers know all too well the consequences of not having insurance, beit health insurance or auto insurance.

The release from Havard said that “although the lack of insurance may not be the only explanation for the disparity in trauma mortality, the accidental costs of being uninsured in the United States today may be too high to continue to overlook.”  According to the study, Americans without insurance had an 80% higher chance of experiencing a wrongful death.  That percentage rose to 89% for younger injured persons, those to less likely have health issues or become sick, yet prone to experiencing personal injuries m0re often, such as teenage drivers.

Even with all the data, the answer remains hidden as to why the uninsured have the odds against them.  Signs point to treatment delays or different kinds treatment all together that is not given to the insured.  Injured persons with insurance were found to often be better at communicating their medical problems with doctors as opposed to those lacking insurance.

In spite of all these problems, Brent Eastman, of Scripps Memorial Hospital La Jolla in San Diego, critiqued the study’s results.

It is “disturbing to see from this study that, even with guaranteed access, the uninsured have a higher adjusted mortality rate after trauma,” Eastman said.  “Inclusive trauma systems in the United States are designed to ensure that all trauma patients have expeditious transfer to the level of care commensurate with their injuries regardless of insurance status.  Such systems should also guarantee the same level and quality of care to all patients.”

Our personal injury lawyers in San Diego hope that one day everyone can receive the same high quality healthcare, no matter your race, age, sex, gender, or nationality.  After an auto accident, you can have major traumatic brain injuries or spinal cord injuries, all of which will cost a pretty penny by the time the medical bills come around.  What are you going to do if you do not have the insurance to pay?  (Check out our medical treatment resources and our medical bill payment resources for help in that matter.)

Either way, worrying about paying your full medical bills should not be your top priority when you are going through the pain and suffering of a life changing personal injury.

Call us now at 1-800-655-6585 or click here for a free consultation with an experienced personal injury lawyer to find out how we may help you.  We look forward to providing good advice to help you make smart decisions about your case in either English or Spanish.  There is no fee if no recovery.

About Michael Pines

Michael Pines is a former insurance company attorney who specializes in car accident injury. While he was an insurance attorney, he learned from behind the scenes on how insurance companies work and how they decided to pay injured people. Now that he works against insurance companies, Michael's inside knowledge has resulted in significant benefits to his clients injured in car accidents.