Does Med-Pay Affect a Settlement?.

As personal injury attorneys, our job is to give you as many options as possible for your case, and this includes medical treatment and billing options. For instance, did you know that your car insurance policy may include medical bills for any injuries sustained in a car accident, regardless of who was at fault? That’s right, even without health care, you and your family can be covered in the event a car crash.

These medical payments (known as Med-Pay coverage) can be used to pay for treatment that may not be covered by some general health insurance companies, such as chiropractic care or even acupuncture. Medical payments are also available if you were a passenger in another person’s car or truck during a crash.

Is Med Pay a Loan?

While your own car insurance company may pay medical payments on your behalf, you may need to reimburse them. Our personal injury attorneys may be able help you in this situation. According to California law, you may not necessarily have to reimburse an insurance company for Med-Pay if you did not receive enough settlement money. Should there be a reimbursement, however, we can reach a settlement that limits the amount of money paid to your insurance company. In most cases, that savings is passed to you.

Our Personal Injury Attorneys Can Help You With Medical Bills

Since 1992, our San Diego law firm has been helping people pay back their medical bills after an injury, and we can do it for you too. There are strict limits on the amount of time you have to claim medical payment benefits, and our personal injury attorneys will make sure your insurance claim doesn’t miss the deadline.

Let us handle the insurance companies and help you recover what you lost. Remember, your total settlement amount isn’t the important number. It is all about how much money you have after paying off your medical bills.

If you or a loved one would like to seek legal action for injuries in a car accident, contact our bilingual offices as soon as possible at 1-800-655-6585 for a FREE consultation with an experienced San Diego personal injury attorney or click here to submit your case for a FREE online review. We handle all cases on a contingency fee basis, which means that you owe nothing until we recover money on your behalf.

Most Recent Blog Post

[caption id="attachment_21715" align="alignleft" width="300" caption="Photo Credit: The San Diego Union Tribune"][/caption] Last week, we reported on a car accident in San Diego that resulted out of alleged teen street racing. In new developments, the 18-year-old driver charged with the death of the two teenagers involved in the street racing has pleaded not guilty to vehicular manslaughter among four other charges according to reports at the San Diego Union Tribune. The news follows the earlier arrest of another 16-year-old driver that was taken into custody on similar charges. Just shortly after his arraignment, Michael Johnson, the 18-year-old driver of a Volvo S40, said, according to his attorney, that he is not the responsible party in the tragic San Diego accident fatalities that occurred April 4. Accident reports indicate that Johnson was returning from a spring break beach party in La Jolla when he was allegedly involved in a street racing contest with another teen driver – the unidentified 16-year-old driver of a Volkswagen Passat whose name has not been released since he is a minor. According to Deputy District Attorney Kristen Spieler, the two vehicles were zigzagging across lanes at speeds reaching up to a staggering 100 m.p.h. The 16-year-old driver in the Passat lost control over the vehicle, causing the car to flip over several times across multiple lanes of the road. Two passengers, Anthony Foreman, 18, and Jayli Campbell, 16, were thrown from the Passat and died at the scene of the accident. Two passengers survived the crash. Charlotte McQuillen, survived the accident although she suffered serious injury as a result of the collision including reports that say the teen will have to recover from traumatic brain injury. Anthoney Taylor, 16, also survived the crash although his injuries are unclear at this time. Johnson did not flee the scene of the accident according to police reports and cooperated with authorities once officers assessed the scene of the collision. The teen has no prior criminal record, although authorities say his vehicle was found containing a small amount of marijuana. Johnson is being charged with intoxicated driving, although his lawyer says there were no field sobriety tests to confirm the teen’s alleged intoxication. Teen driving: reminders for concerned parents Last week, we blogged on actions parents can take to prevent teen car accidents. Tips include:

Sign a parent-teen contract. Download your free contract now.
Enforcing the rules. Every teen driver needs to know that rules are there for a purpose, and when they are broken, consequences will follow.
Have a DUI backup plan. As most parents can attest, there are many instances when teen drivers run into problems that supersede their know-how and maturity. Drinking is one of those problems. In cases of emergency, your teen should have an open-door policy where they feel safe to call you when they need help – such in the case of drunk driving or driving while intoxicated.

About the Law Offices of Michael Pines, APC The Law Offices of Michael Pines, APC are specialists in car accident injury. Every personal injury attorney in our San Diego office works hard to seek maximum recovery for every injured client. Your case is handled without any out-of-pocket costs, so do not hesitate to speak to a San Diego personal injury lawyer today for a free legal evaluation. Call us at 1-800-655-6585.