Unfortunately, too many individuals who are involved in car accidents in San Diego may believe that the injury is too minor to be reported. Even if you don’t see any immediate damage or believe that you have not sustained critical injuries in the immediate aftermath of the accident, you should still file a police report just in case.
There are several different purposes for doing this. First of all, your insurance company may want to see the police report in order to evaluate your damage and determine any potential award to which you may be entitled. Even if you suspect that there isn’t any damage, it is better to be safe than sorry and file a police report anyways so that if you identify damage later you can submit this on to your insurance company.
Furthermore, if you do discover that you have sustained some kind of an injury after the accident, having a police report could be part of the evidence that you would need if you filed a personal injury lawsuit. These cases can become very complex very quickly and the other party may allege that your injuries must not be that serious if you never filed a police report.
It is in your best interest to have a report taken in the immediate aftermath of the accident so that there is a clear documented file about what happened and what officers saw on the scene. It may turn out to be critically important down the road. It is always a good idea to file a police report whether or not you believe that your injuries or car damage warrants one.