The insurance industry in the United States began to note climate change with risk disclosures and more products to reduce energy use. As a result, insurers have offered lower premiums on all types of insurance, including car insurance which can help drivers get better coverage in case car crashes occur.
“Insurers believe drivers of hybrid or fuel-efficient vehicles can be more responsible, lower-risk customers,” says a senior vice president at General Motors Acceptance Corporation (GMAC) Insurance.
Our firm’s car accident attorneys stress the importance of having the best car insurance policy for you and your family just in case a driver gets into a car accident causing personal injury while out on the road. You never know when an accident is going to occur.
Companies offering a 5% to 10% discount on premiums for hybrid drivers are Travelers Companies and Farmers Insurance, which is owned by Zurich Financial Services AG.
The state of California has minimum requirements for drivers in the event of a car accident. Generally, state law requires a minimum of $15,000 for personal injury or wrongful death for one person, $30,000 for injury or wrongful death for more than one person and $5,000 for property damage. Lower premiums for drivers of fuel-efficient cars can give these drivers better insurance in case of a car crash.
Since there is a growing movement in putting more fuel-efficient automobiles on the road, our car accident lawyers hope this leads to fuel-efficient cars with better than minimum coverage when a car accident happens that leads to personal injury or worse.
Call us now at 1-858-551-2090 or click here for a free consultation with an experienced personal injury attorney and find out how we can help you. We speak English and Spanish, and we look forward to providing advice for your case. No fee if no recovery.