Right after a crash, it was probably your first step to let your insurance company know that there had been an accident. This is part of your responsibility post-accident. If you had a good experience with the adjuster over the phone, you might even be thinking that the insurance company is on your side. This can be a mistake, however. Remember that the other driver’s insurance company is also involved, and that there’s no reason for them to be concerned about how the accident impacted you.
An insurance company representative who might want to deal with this issue as quickly as possible may propose a settlement agreement right out of the gate, and it can be tempting to take the cash and close out the matter. Remember, though, that if you agree to a settlement, you’re going to likely sign over your rights to ever pursue a case on this matter again.
The prospect of signing a settlement agreement, therefore, raises a lot of questions, including:
- Is it better to just sign the agreement and move on with your life?
- Is it better to pose a counter amount in an effort to get a monetary award more in line with your injuries?
- Would it cost more to keep fighting the issue? If you were to lose your claim, would you regret not taking the settlement offer?
- How do you know if the settlement agreement actually would help cover all your medical and life expenses associated with the accident?
These questions are difficult to answer without a San Diego personal injury attorney. Depending on the severity of your injuries, it could be catastrophic for you to agree to a settlement agreement without outside intervention. The settlement agreement, if accepted, is the only support you may have for your life after a major accident. It’s simply too important to accept it without a conversation with your personal injury attorney.