Recent research indicates that not everyone is ready for driverless cars on the road. Part of that could be due to the fact that fault and driverless cars is a complex legal issue. Despite the fact that automakers are working quickly to advance this technology, the members of the public do not feel comfortable quiet yet for those vehicles that do not have a driver behind the steering wheel. The new research, however, indicates that younger consumers are more accepting of this technology.

The insurance industry and federal regulators, however, have begun to raise questions about concerns over driverless cars. The purpose of automated technology and light driverless cars is to remove the potential for human error, thus reducing accidents. Human error is the cause of the vast majority of vehicle accidents. However, some insurance industry representatives believe that these autonomous vehicles come with their own risks as well.

A new white paper on autonomous vehicle’s risk management issues and concerns explores some of these issues, such as cyber security, viability exposure and how this will impact the underwriting process for commercial automotive insurance policies. The majority of cars on the road today have no or little automation.

Cybersecurity could change this, however. A major concern for consumers regarding sharing the road with autonomous vehicles has to do with the cost of purchasing one. There are also concerns about who is responsible in the event of an accident. The older an individual is, the less likely he or she is to see the benefit of driverless cars. According to a recent research study by JD Power, up to 40% of individuals in the baby boomer generation see no benefit to driverless cars. Fault and driverless cars is a complex issue in terms of legal liability, but getting help and filing a claim as soon as possible may be critical for allowing you to move on with your life post-accident.

 

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