Our personal injury attorneys have found that many people who suffer an injury in an automobile accident are reluctant to make any type of insurance claim.  Perhaps it’s because they don’t want to hurt the person that caused the accident, while others don’t want to be involved in a lawsuit.  In actuality, an injury claim with an insurance company is very different from personally going after the responsible party or a lawsuit.

So Where Does the Money For My Claim Come From?

California law requires a driver to purchase and carry automobile liability insurance.  Liability insurance is required in case you become injured in an auto accident so that you have an avenue of recovery aside from filing a lawsuit or personally going after the responsible party for financial compensation. Assuming that the responsible party’s insurance policy covers the accident that occurred, the insurance company pays for the settlement -- not the responsible party.  If you are injured in a car accident you can file a claim with an insurance company for your losses, including medical bills, bodily injury, pain and suffering or lost earnings.

How Do I File an Insurance Claim?

In the context of a car accident injury, an insurance claim is simply an application or request made with an insurance company for money.  An insurance claim for personal injury does not necessarily involve the court system, trial or any part of the formal litigation process.  More importantly, if you are responsible for an automobile accident, you will not pay the settlement.  Instead, your insurance company pays it. Always remember that after your car accident you only get one personal injury settlement.  Our attorneys refer to this as your one chance for justice.  If you sign a paper called a “General Release of all Claims” and settle for a small amount only to later discover that you were more seriously injured than you thought, you cannot make another insurance claim.  This is precisely why insurance companies are eager to settle claims as soon as possible, and an experienced personal injury attorney can help you avoid this costly mistake.

Call Us Now For Help with Your Insurance Claim

Since 1992, our San Diego law offices have been helping people just like you recover the maximum financial compensation for their personal injury.  You shouldn’t have to worry about fighting insurance companies, so leave that to our experienced personal injury attorneys.  Let us help you recover the maximum personal injury settlement by properly filing your insurance claim. Leave the insurance claim process to us.  It’s what we do. If you would like help with your insurance claim, then please contact our bilingual offices as soon as possible at 1-858-551-2090 or click here for a FREE consultation with an experienced personal injury attorney in San Diego.  We handle all cases on a contingency fee basis, which means that you owe us nothing until we recover money on your behalf.